Steps to Apply for Social Security Income (SSI)

Hello Legacy readers! If you are someone who believes they could be eligible or know someone that can benefit from Social Security Income (SSI), the following will provide you with step-by-step instructions to help you apply.

SSI is a government program that pays benefits to disabled adults and children who have limited financial resources. There are certain requirements that need to be met in order to be approved. Adults can complete it online. However, there is currently no online application for children. Children are defined by SSI as being under the age of 18.

Individuals receiving SSI can work and continue to receive SSI benefits as long as the wages and other resources do not exceed the Social Security Administration’s (SSA) income limit. For 2020, Social Security excludes the first $65 in earnings and one-half of all earnings over $65 a month. The earned income exclusions mean that a person can earn about $1,650 per month and still qualify for SSI.

The first step to applying for SSI is to visit the website (listed at the end of this article). Once on the website, scroll down and click Apply for Social Security Benefits. It may be helpful to have a guardian or someone who can assist be present when completing the application. It will also be helpful to have all the needed documents. SSI will ask for a birth certificate, proof of U.S. citizenship or lawful alien status, W-2 form(s) and/or self-employment tax returns for the prior year, an Adult Disability Report, medical evidence, and any relevant award letters. After completing the application, you will receive a letter in the mail from SSI informing you of their decision and how to proceed if the application was denied. In a couple of days, a letter will come in the mail from the government.

The letter in the mail from Supplemental Security Income will state that you can either call SSI or go in person to the SSI building in your state to review your application. They will inform you of the documentation to bring, such as your Social Security card, any bank statements that you receive, and savings bonds. The kinds of questions that you might be asked are in regards to how much money is in your bank account, do you have any savings bonds, and the reasoning behind applying for SSI.

If for any reason you are denied SSI, you have a right to appeal. You are within your right to obtain a disability attorney. Getting a disability attorney may increase your chances of having the denial reversed.

In conclusion, everyone who has a disability should apply for SSI benefits.

For additional information or questions, you can visit: or call 800-772-1213.

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